Small Business Funding

Funding starting at:
Grow your business – short and long term loans available.

  • Minimal underwriting paperwork & short approval process.
  • Discounted lump sum advances in exchange for agreed percentage of sales.

When you need supplies or inventory to grow your business, you need cash, and you need it quickly. BOBA’s small business funding program serves as an alternative to traditional bank loans for when you need cash now.

You receive a discounted lump-sum capital advance now, in exchange for an agreed upon percentage of future credit card sales to pay it back. Here are just a few of the advantages to our small business funding program:
  • Short approval process
  • Underwriting with minimal paperwork
  • Payment comes directly from the credit card processor, so no checks to write and no due dates.
  • Almost all advances are paid back within 12 months, unlike business loans, which may take years to repay.

No Credit Card Business? No Problem with our ACH Funding Program.

Even if your business does not process Visa or MasterCard, you can still qualify with our ACH Funding Program. Business to business payments often occur without credit card transactions. The ACH funding program follows the same process as the Small Business Funding Program.

  • A set % of your gross sales is deducted as you go
  • Based off of gross revenue deposited monthly into your business bank account and provides an advance based on that.
  • Repayment is made through daily and weekly ACH bank transaction.

Ready to see how much you can save? Learn more